To lease, you have two possible choices: either lease through a dealer’s
finance source or through an independent lease company.
A conventional dealer has a captive finance source, which can be the car
manufacturer’s financial company, such as BMW Financial Services, Honda
Motor Credit or General Motors Acceptance Corporation (GMAC), or a major
national bank such as Chase Manhattan.
Independent lease companies are no financial obligation to any single
one manufacturer financing source, but work with dealers anywhere in the
country.
So which one is better?
Conventional dealers provide better lease-deals on limited-time promotions.
Factory-subsidized cars that have subvented money factors and residuals are
very attractive lease deals and can be very hard to beat anywhere else.
Independent lease companies can offer you unbiased and professional advice
on vehicle selection regardless of make and model. This is because they are
not tied to a single manufacturer or financing source, unlike conventional
dealers who have to sell specific models. They can also be more flexible
regarding negotiating lease terms like residual value and mileage.
Ultimately, if you prefer a more personal and customer-oriented
relationship with your leasing agent, then you will do well with an
independent leasing company.
Go Green And Save On Your Lease
Beginning in 2006, businesses and taxpayers who lease, o...
go-green-and-save-on-your-lease.php
Leasing With Bad Credit
Credit score is a measure of your credit ...
leasing-with-bad-credit.php
Lease Trading
Trading a lease is the best option for people who want to terminate a lease early and don’t want to pay the lar...
lease-trading.php
Auto Insurance And Leasing
When you lease, the vehicle that you will d...
auto-insurance-and-leasing.php
Leasing Used Cars Explained
Leasing a used vehicle can be an attractive...
leasing-used-cars-explained.php
Luxury Cars And Resale Values
The most determining factor when it comes to resale values is public perception of the brand, not its reliability rat...
luxury-cars-and-resale-values.php
Fees Involved In Leasing
At the beginning of the lease, you have to pay a ...
fees-involved-in-leasing.php
Leasing And Your Credit Score
The leasing contract stipulates that you make regular, monthly payments over your lease term. The credit score yo...
leasing-and-your-credit-score.php
How To Calculate Your Lease Payment
Actually, it’s not that difficult! Once you understand all the figures involved in calculating your monthly payments...
how-to-calculate-your-lease-payment.php
How To Spot A Good Car Lease
So how do you spot a good deal? ...
how-to-spot-a-good-car-lease.php
How To Lease A New Car
Check incentives: be on the look-out for factory ...
how-to-lease-a-new-car.php
Leasing Glossary
Acquisition fee: A fee charged by a leasing company to begin a lease. Not all leasing companies charge an acquisition...
leasing-glossary.php
How To Get Out Of A Lease Before Your Contract Expires
It’s not all doom and gloom though. Actually, there is a number of options available to you.You can sell the ca...
how-to-get-out-of-a-lease-before-your-contract-expires.php
Auto Leasing Scams
Here we look at some of these common scams and how to avoid them...
auto-leasing-scams.php
The Residual Value Of Leasing
Let us first start by looking at the meaning of residual value. The term “residual ...
the-residual-value-of-leasing.php
Buy Or Lease
As is the case with every other common dilemma, there is no slam-dunk answer. Each option has its own benefits and dr...
buy-or-lease.php
Buy A Car At The End Of Your Lease
First, you need to know the cost of buying out your lease. Read the fine print of your contract and look for the “...
buy-a-car-at-the-end-of-your-lease.php
Using Lease Calculators
If you are considering a car lease, then you might ...
using-lease-calculators.php
Single Payment Lease
There are two amounts in a conventional lease that incur charges and det...
single-payment-lease.php
How To Avoid Extra Costs At The End Of Your Lease
$250 to dispose of your vehicle, $1000 for extra miles you put on the clockand $200 to replace t...
how-to-avoid-extra-costs-at-the-end-of-your-lease.php
Benefits Of Leasing
Benefit Number 1: Keeping up with the latest trends...
benefits-of-leasing.php
Lease Financing
Well, no quite! When you lease a car, you’re only using the car over a specified period of time with the ...
lease-financing.php
Dealer Leasing Tricks
Here is a look at some of the tricks dealers u...
dealer-leasing-tricks.php
