Have you been refused a car lease? Chances are you have less flawed credit
history. Know what’s involved and what you can do to build good credit
history.
Credit score is a measure of your credit worthiness used by leasing agents
to determine whether you are eligible for a lease. You credit score is
based on your past and present credit history, and can range anywhere from
350 to 850. A measure above 720 is considered a “prime score” and will
land you the best rates. If you are below 640, then you are “sub-prime”
and will be considered bad rating by the bulk of leasing agents. This is
where all the trouble in getting that lease comes from.
Ask for your FICO Credit Score from the Fair Isaac Corporation (FICO)
which details your credit score held by all three leading credit score
agencies in the country. Compare the three credit scores and determine if
any agency is holding erroneous credit data about you. Contact the
reporting agency and getting corrected.
If there are no mistakes in your credit report, then you can take some
steps to maximise your score to go above the threshold of 640. Pay your
bills on time and pay down any credit card debts you have. Do not take any
new accounts as this might increase the likelihood of you getting into bad
credit thus worsening your credit score.
Go Green And Save On Your Lease
Beginning in 2006, businesses and taxpayers who lease, or purchase, an environmentally-friendly and fuel-...
go-green-and-save-on-your-lease.php
Lease Trading
Trading a lease is the best option for people who want to terminate a lease earl...
lease-trading.php
Auto Insurance And Leasing
When you lease, the vehicle that you will drive belongs to the leasing company. They want to make ...
auto-insurance-and-leasing.php
Leasing Used Cars Explained
Leasing a used vehicle can be an attractive deal in many ways, no least getting you into that luxury model or SUV, ...
leasing-used-cars-explained.php
Luxury Cars And Resale Values
The most determining factor when it comes to resale values is public perception of the brand, not its rel...
luxury-cars-and-resale-values.php
Fees Involved In Leasing
At the beginning of the lease, you have to pay a refundable security...
fees-involved-in-leasing.php
Leasing And Your Credit Score
The leasing contract stipulates that you make regular, monthly payments over your lease term. The credit sco...
leasing-and-your-credit-score.php
How To Calculate Your Lease Payment
Actually, it’s not that difficult! Once you understand ...
how-to-calculate-your-lease-payment.php
How To Spot A Good Car Lease
So how do you spot a good deal? ...
how-to-spot-a-good-car-lease.php
How To Lease A New Car
Check incentives: be on the look-out for factory –subsidized lease deals. Car manufacturers realise that consumers wh...
how-to-lease-a-new-car.php
Leasing Glossary
Acquisition fee: A fee charged by a leasing company to begin a lease. Not all leasing...
leasing-glossary.php
How To Get Out Of A Lease Before Your Contract Expires
It’s not all doom and gloom though. Actually, there is a number of options available to you.You can se...
how-to-get-out-of-a-lease-before-your-contract-expires.php
Auto Leasing Scams
Here we look at some of these common scams and how to avoid them...
auto-leasing-scams.php
The Residual Value Of Leasing
Let us first start by looking at the meaning of residual value. The term...
the-residual-value-of-leasing.php
Buy Or Lease
As is the case with every other common di...
buy-or-lease.php
Buy A Car At The End Of Your Lease
First, you need to know the cost of buyi...
buy-a-car-at-the-end-of-your-lease.php
Using Lease Calculators
If you are considering a car lease, then you might want to know some key figures involved in the deal: the monthly lease...
using-lease-calculators.php
Independent Car Lease Companies
So which one is better?...
independent-car-lease-companies.php
Single Payment Lease
There are two amounts in a conventional lease that incur charges a...
single-payment-lease.php
How To Avoid Extra Costs At The End Of Your Lease
$250 to dispose of your vehicle, $1000 for extra miles you put on the clockand $200 to replace the light ...
how-to-avoid-extra-costs-at-the-end-of-your-lease.php
Benefits Of Leasing
Benefit Number 1: Keeping up with the latest trends...
benefits-of-leasing.php
Lease Financing
Well, no quite! When you lease a car, you’re only using the car over a specified ...
lease-financing.php
Dealer Leasing Tricks
Here is a look at some of the tricks dealers use to pad their profits and leave the customers shelling hundre...
dealer-leasing-tricks.php